When I first signed my contract, I had a lot of questions. What are my rights? What happens if I get mistreated? Can I renew my contract or keep my SSS contributions going from abroad?
Now that I’ve been here a while, I’ve learned that knowing your rights isn’t just helpful—it’s essential. Whether you’re a first-timer or have been here for years, here’s what every Filipino worker in Taiwan should know about our labor rights and the support systems available to us.
Understanding the Labor Rights of Filipino Workers in Taiwan
As a legally deployed OFW, we’re protected by both Taiwanese labor laws and our Philippine government’s agreements with Taiwan. These rights cover important areas like:
- Fair wages and working hours
- Rest days and leave benefits
- Workplace safety
- Non-discrimination
- Access to health insurance and social security
Most of us are hired under Taiwan’s Labor Standards Act, which guarantees an 8-hour workday, a weekly rest day, and mandatory overtime pay if we work beyond legal limits.
Tip: Always keep a copy of your contract. It’s your first line of protection.
How to Report Employer Abuse as an OFW in Taiwan
Not all employers follow the rules—and I’ve seen friends go through tough situations. If you’re experiencing verbal, physical, or financial abuse, don’t stay silent. Here’s what you can do:
- Call the 1955 Hotline – This is Taiwan’s 24/7 support line for foreign workers. It’s available in Tagalog and other languages.
- Visit a Foreign Workers Service Center – These centers offer legal aid and mediation services.
- Reach out to the Migrant Workers Office (MWO) in Taipei – They help with legal complaints, contract disputes, and repatriation support.
- Contact the DMW Hotline – Call 1326 if you need help from the Philippines.
Contract Renewal for OFWs in Taiwan: A Complete Guide
When my contract was nearing expiration, I was unsure what to do next. The good news? Renewing a contract in Taiwan is straightforward if you’re aware of the timeline and requirements.
What I Did:
- Talked to my employer 3–4 months before contract end.
- Checked my documents – ARC, passport, work permit.
- Underwent a medical exam (required for factory work).
- Signed a new contract with fairer terms after negotiation.
You can renew without flying back to the Philippines, as long as the paperwork is handled properly.
How to Continue Your SSS, PhilHealth, and Pag-IBIG While Working Abroad
I didn’t want to lose access to retirement, healthcare, or housing benefits—so I made sure to continue my contributions even while in Taiwan. At first, it felt overwhelming to figure things out from abroad, but once I got the hang of it, it became part of my routine. Here’s what worked for me:
- SSS (Social Security System)
I enrolled under the OFW Coverage Program, which means I shoulder the full contribution—but it also means I stay eligible for benefits like retirement, disability, and even salary loans. I set a reminder on my phone every month to pay via I-Remit or BancNet. Tip: always keep a screenshot of your payment receipt. One time, I had to show proof when my contributions didn’t reflect right away. - PhilHealth
I registered as a voluntary member online before leaving the Philippines. Now, I continue paying my ₱200 monthly via Western Union or through a trusted relative back home when I’m too busy. I also keep my Member Data Record (MDR) saved in my email just in case I need medical assistance during a visit home. - Pag-IBIG Fund
This is where I’ve seen real growth. I contribute to the MP2 Program, which offers higher dividends. It’s a good savings option that’s low-risk and government-backed. I use Virtual Pag-IBIG or pay through LBC Express here in Taiwan. Pro tip: Set a goal. Mine is to use my MP2 savings to help with a future home or business.
Staying consistent with these payments isn’t just about compliance—it’s about securing your future. For me, it’s a small effort that brings peace of mind. No matter where I am in the world, I know I’ve got something to fall back on.
Frequently Asked Questions
- What if my employer confiscates my passport?
That’s illegal. You can report it to 1955 or MECO. - Can I change jobs in Taiwan?
It depends on your visa and contract. MECO can guide you through job transfer policies. - What happens if I get sick or injured?
You’re entitled to medical care under Taiwan’s National Health Insurance. Also, check if your employer provides extra support. - Can I file a complaint from my dorm or workplace?
Yes. The 1955 hotline is accessible even if you’re in a rural or factory setting.
Video: New Contributions SSS Philhealth Pag-Ibig 2025 | How much Minimum Contribution SSS Voluntary OFW
In 2025, the SSS, PhilHealth, and Pag-IBIG contributions for voluntary members, self-employed individuals, and OFWs undergo adjustments.
The SSS follows its scheduled increases under the Social Security Act of 2018, offering improved benefits for its members.
Self-employed contributors to Pag-IBIG allocate 4% of their monthly earnings, while voluntary members, including OFWs, commit to a minimum of ₱100 per month.
Meanwhile, PhilHealth sets its monthly contribution at 5% of a member’s declared income, supporting accessible healthcare for all.
Conclusion
Working in Taiwan has opened doors for me—but it also came with challenges. What gave me confidence was knowing that I have rights, support systems, and access to legal help if I ever need it.
If you’re a Filipino worker in Taiwan, don’t wait for problems to happen before learning about your protections. Stay informed. Speak up. And always remember—you’re not alone here.