If you’re reading this, chances are you’re about to take that big leap—your first job abroad. For many Filipinos, Taiwan is more than just a work destination. It’s where you get your first taste of independence, where every grocery run feels like a milestone, and where life, finally, starts to look like yours.
But let’s be real. Before the airport selfies and the first paycheck, there’s one question that can keep you up at night:
“Kakayanin ba ang minimum wage?”
Let’s break that down.
The Baseline: How Much Do You Actually Earn?
As of 2025, the monthly minimum wage in Taiwan is TWD 28,590, which is roughly ₱52,000. For many entry-level factory workers and caregivers, this is the starting point. The good news? With smart choices, that amount can support a comfortable, even fulfilling, solo lifestyle.
Let’s look at where your money will go—and how far it can stretch.
1. Rent and Accommodation
Estimated Monthly Cost: TWD 6,000–12,000
Your biggest expense will likely be rent. The price depends on location and lifestyle:
- TWD 6,000–8,000: Shared room or dorm-style in places like Taichung or Kaohsiung
- TWD 10,000–12,000: Small studio in Taipei or near your workplace
Tip: Many OFW contracts include free housing or a housing allowance. If this applies to you, that’s a huge chunk of your budget spared.
2. Utilities and Internet
Estimated Monthly Cost: TWD 1,200–1,800
- Electricity & water: TWD 600–900
- Mobile & Internet: TWD 600–900
Tip: Avoid running the AC all day, especially during summer. It’s tempting, but your power bill will skyrocket.
3. Food and Groceries
Estimated Monthly Cost: TWD 8,000–10,000
Street food and local dishes are surprisingly affordable:
- Rice meal at a local eatery: TWD 80–120
- Weekly groceries: TWD 1,500–2,000
Tip: Cooking at home saves money. Local wet markets offer fresh produce at better prices than supermarkets.
4. Transportation
Estimated Monthly Cost: TWD 1,000–1,500
Taiwan’s public transport is efficient and cheap.
- MRT fare: TWD 20–60
- Monthly bus pass: Around TWD 1,280 in Taipei
Optional: Renting a 50cc scooter costs about TWD 800–1,200/month, plus gas.
5. Personal and Lifestyle Needs
Estimated Monthly Cost: TWD 2,000–4,000
This includes:
- Toiletries
- Clothes or work shoes
- Occasional mall trip or dine-out treat
Tip: Watsons and PX Mart are your best friends for affordable hygiene and beauty products.
Sample Budget Breakdown (Based on TWD 28,590 Salary)
| Category | Estimated Cost (TWD) |
| Rent (shared room) | 7,000 |
| Utilities & Internet | 1,500 |
| Food & Groceries | 9,000 |
| Transport | 1,200 |
| Lifestyle | 2,000 |
| Total | 20,700 |
| Remaining | 7,890 (for savings/emergency/fun) |
Yes—you can save!
Can You Live Decently on Minimum Wage in Taiwan?
Short answer: Yes, with the right mindset and discipline.
Most OFWs live simply—not just because of limited income, but because saving is a top priority. Still, Taiwan allows space for both practicality and enjoyment. From biking by the riverside to tasting bubble tea in night markets, you don’t need a big budget to enjoy a full life here.
Hidden Costs to Watch Out For
- ATM fees: Especially when using a Philippine-issued card
- Import goods: Craving Jollibee or Filipino snacks? Be ready to pay extra.
- Medical insurance: Most employers cover it, but double-check your contract.
Frequently Asked Questions
Is Taiwan expensive to live in?
Not compared to Hong Kong or Singapore. Taiwan is still one of Asia’s most affordable work destinations for OFWs.
How much do you need to live comfortably in Taiwan?
For a single OFW, TWD 25,000–28,000/month (excluding rent if it’s employer-provided) is enough to live decently and save.
How much is rent in Taiwan?
A shared room can cost as low as TWD 6,000, while a private studio ranges from TWD 10,000–15,000 depending on the city.
Video: MAGKANO ANG NATITIRA SA SAHOD | FACTORY WORKER | TAIWAN OFW
Ever wondered how much of your salary remains after deductions as a factory worker in Taiwan? In this video, MasterP in Taiwan breaks it down—from labor expenses, taxes, and insurance to the real cost of living abroad as an OFW.
Aside from the financial aspect, we’ll also touch on the challenges of working in Taiwan, including homesickness and how to manage it. If you’re thinking about working overseas or are already an OFW, this video offers insights, tips, and relatable experiences to help you navigate life in Taiwan.
Final Thoughts
Your life in Taiwan won’t be perfect—at least not right away. But it can be stable, safe, and even enjoyable. You’ll learn to budget, make new friends, and maybe even start calling a night market your “suki.” And before you know it, you’ll realize: this isn’t just work abroad. This is your life, unfolding.